How to CLEAR UP Any CREDIT ERRORS and MAINTAIN an ACCURATE CREDIT REPORT

Find Out What’s in the Report•The three major credit “repositories” are Equifax, Experianand Trans Union Corp•Requesting a report from each should cover your complete credit history(you can request reports online: www.equifax.com, www.experian.com,www.transunion.com)•Reports are inexpensiveSee if Somebody Goofed•Most financial information, such as your credit card payment history, is sentdirectly from creditors’ computers to the three repositories’ computers•Data transfer still involves human input, including information gatheredfrom courthouse files, for example•Simple recording errors or mistaken identities could result in a mistakeon your credit reportRequest Corrections•Credit bureaus are obligated to investigate complaints and correct errors•Consumer vigilance is importantAvoid Future Confusion•Always use your full legal name in all financial matters – it reduces theodds of getting your credit file confused with that of someone else•Use a single address for all your consumer loan statementsThen Get the Right Home MortgageWhatever your home financing needs, I’m ready to help with a broad rangeof programs, money-saving options and personalized service.